The Ultimate Checklist for First-Time Homebuyers

1. Define Your Budget and Get Pre-Approved

Before you start browsing properties, calculate your total budget including registration, stamp duty, and maintenance deposits. A pre-approved home loan gives you a clear budget ceiling.

2. Location & Infrastructure Research

Choose locations with steady appreciation, good transport connectivity, and robust social infrastructure (hospitals, schools, and shopping zones).

3. Verify RERA Credentials

Always verify the builder's RERA registration number on the state's official portal. This protects you against project delays and delivery issues.

4. Legal Document Due Diligence

Review the title deeds, occupancy certificate (OC), encumbrance certificate, and building plan approvals. Consider hiring an independent legal advisor for validation.